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Book (stand-alone)Microfinance and forest-based small-scale enterprises 2005Communities around the world rely on forests for their livelihoods, not only for domestic uses but also for income, frequently obtained through small-scale, often family-run enterprises. The sustainable development of such enterprises is increasingly recognized as a key to poverty reduction but is often hindered by lack of financial inputs or poor access to microfinance services. This publication reviews the specific microfinance needs of small-scale enterprises given the often seasonal and unpr edictable nature of forest-based activities. It analyses the constraints they face when trying to obtain microfinance services – including a lack of familiarity with formal financial institutions and insufficient capital or collateral for access to traditional banking services – and identifies ways to overcome these challenges. The publication examines the role that different types of microfinance institutions, such as banks, non-governmental organizations, cooperatives and credit unions, can pl ay for small-scale enterprises and forest communities. It discusses, in addition to microcredit, a comprehensive range of services including savings, group lending, leasing, insurance and cash transfers. The strengths and weaknesses of different approaches are illustrated through four case studies in Nepal, Guatemala, the Sudan and Peru. This book will be a useful reference for those involved in designing policies and projects for the development of forest communities, as well as for those provi ding financial services to small enterprises in rural areas.
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Book (stand-alone)Improving access to micro-finance for small-scale fishers in Sri Lanka
Regional Fisheries Livelihoods Programme for South and Southeast Asia.
2013Also available in:
No results found.The context, strategy, and process followed by the RFLP to improve access by fisher communities around Negombo, Chilaw and Puttalam lagoons in Sri Lanka to micro-finance services (including savings, credit and insurance) is detailed. Lessons learned, unexpected benefits, results and recommendations are given for an innovative initiative, which the Minister for Fisheries has requested be replicated nationwide -
DocumentReview of the development of micro-finance services for coastal small-scale fisheries and aquaculture for South Asian countries with special attention to women 2010
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No results found.RFLP funded a desk study review of micro-finance services available to coastal small-scale fisher communities and aquaculture in South Asia with special attention to women. The findings and recommendations to stimulate livelihoods diversification were presented at the APFIC/FAO Regional consultative workshop on Best practices to support and improve the livelihoods of small-scale fisheries and aquaculture households, 13 to 15 October 2009, Manila, Philippines
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