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Revolving loan funds and credit programme for fishing communities. Management guidelines.









Dorsey, J.F., Jr.; Ryhanen, P.A.; Tietze, U.Revolving loan funds and credit programmes for fishing communities. Management guidelines.Rome, FAO. 1989. 163p.


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    Technical study
    Fisheries credit programmes and revolving loan funds: case studies 1989
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    While it is widely acknowledged that the availability of institutional credit is an important pre-condition for the further development of the small-scale fisheries sector of many developing countries, the lack of well-documented information with regard to the reasons for the success or failure of fisheries credit schemes impedes progress in the design and operation of new fisheries credit programmes and revolving loan funds. In order to gain more information in this vital area, the Fishery I ndustries Division of FAO initiated a series of case studies in Asia, Africa, the Middle East, Latin America and the Caribbean on successful fishery credit programmes and revolving loan funds. Successful was defined by an over-all positive socio-economic impact, the full utilization of credits for their intended purpose, achievement of disbursement targets and satisfactory loan recovery. Each region is represented by two or three case studies, selected on the basis of various institutional a nd operational circumstances, in order to cover all major settings of fisheries credit operations. The case studies presented in this volume reflect the opinions of their authors who in some cases have been closely associated with the design and implementation of the credit programmes. Some editorial changes have been made to facilitate presentation and comparison, but the substance of the studies and the conclusions reached are those of the authors.
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    Report of the National Workshop on Best Practices in Microfinance Programmes for Women in Coastal Fishing Communities in India. Panaji, Goa, India, 1-4July 2003. 2003
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    In most societies, as in India, small-scale fishing and fish farming households are considered to be one of the most disadvantaged and vulnerable groups. Microfinance programmes are seen as a means for these households to gain access to much-needed credit services that are appropriate for their needs. Moreover, because women comprise a significant proportion of such households, microfinance should also serve as an effective tool to assist and empower women in fishing communities. It is in this context that the national workshop was organized. The main workshop objective was to analyse and document recent experiences with microfinance programmes in support of women and poverty alleviation in coastal fishing communities in India and to draw conclusions with regard to best practices in this field. The workshop also aimed to provide guidance to financial institutions, governmental and non-governmental institutions involved in fisheries development, fishermen's and women's associations, d onors and other stakeholders for the future development of microfinance programmes and other necessary support services. The workshop was organized by FAO, in cooperation with the National Bank for Agriculture and Rural Development (NABARD) as the host organization. It was a follow-up to the recommendations of the recently concluded Regional Workshop on Microfinance Programmes in Support of Responsible Aquaculture and Marine Capture Fisheries in Asia, held in Chiang Mai, Thailand, in December 2002. The workshop, while highlighting best practices in financial support for women in fishing communities, had a broader and multidimensional perspective. As such, the presentations, discussions and recommendations were not only limited to financial support but also covered the following important thematic areas: government policies and initiatives, research, technology development, appropriate support services and other financial support and interventions for the sector.
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    National Workshop on Fisheries Resources Development and Management in Bangladesh - Bay of Bengal Programme 1995
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    This is a weighty report of formidable bulk and understandably so. Rarely has a Workshop in Bangladesh or anywhere else been so comprehensive in mandate or assembled such an array of fisheries expertise. Why was the workshop held? Quite simply, to give effect to Bangladesh's vision of fisheries development and management, set forth in its Perspective Development Plan for 1995-2010. That plan seeks to increase production of fish, manage and conserve fisheries resources for present and futur e generations, encourage private enterprise, increase overall economic growth, and generate employment and incomes, particularly for the rural poor and unemployed youth. These are comprehensive goals, and call for clear guidelines and strategies to address the problems and concerns of fisheries. The National Workshop on Fisheries Resources Development and Management, in Bangladesh, held 29 October-1 November, 1995, in Dhaka, sought to evolve such guidelines and strategies. The Worksh op's recommendations are wide-ranging. They relate to the management of inland fisheries, brackishwater and marine fisheries resources; the management needs of freshwater, marine and brackishwater aquaculture; integrated management of land and water; financing of all these sectors; the legal framework for fishing community development and management; the marketing of fish and fish products. In sum, the Workshop (sponsored jointly by the FAO through BOBP, and the ODA) left nothing uncovered or untouched. The report of this Workshop should therefore be a valuable document - for research and reference, and for the needs of everyone who is concerned with fisheries development and management in Bangladesh.