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The Economic Effects of Land Reform in Tajikistan

Policy Studies on Rural Transition No. 2008-1









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    This policy brief summarizes the findings of surveys among financial and insurance providers, fishers and fisherfolk organizations in the Philippines in 2021. It explains why financial services are important for small-scale fishers (SSF) and provides recommendations for improving their access to finance and insurance. SSF make an important contribution to food security and the rural economy. The average income of most SSF is below the poverty line of USD 2 500/year. For economic growth and sustainable fishing operations SSF need access to financial and insurance services. Less than 50 percent of the SSF have access to financial services. Only 30 percent of SSF have a savings account at a bank. Many financial and insurance service providers in the Philippines are willing to provide their services to SSF. However, financial institutions find it hard to supply credit to SSF, because of the seasonality of the fishing business, lack of insurance of fishing vessels, and limited technical knowledge about fisheries within their institutions. Digital finance tools are required to deliver credit more efficiently to SSF. Fisheries organizations and financial institutions have a joint interest to increase financial literacy, and enhance business planning and record keeping skills of SSF.
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    Recognizing the need to enact a systematic way of managing resources, communities, civil society, and government agencies alike have long-called for the passage of the National Land Use Act (NLUA). The NLUA seeks to institutionalize a holistic, rational, and comprehensive land use and physical planning mechanism, which will appropriately identify land use and allocation patterns in all parts of the country. Enacting a NLUA would also provide for an environment that would better foster food security.
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    Grameen Foundation’s breakthrough FarmerLink program combines satellite data and farm data collected by mobile-equipped field agents to help coconut farmers in the Philippines, to increase field agents to help coconut farmers in the Philippines to increase productivity, deal with crop pests and diseases, cope with extreme weather and increase the sustainability of their farms. Grameen Foundation developed FarmerLink using human-centered design and in collaboration with partner organizations and their trusted network of field agents. Its design and delivery enables smallholder farmers, to overcome usability challenges in working with mobile services and offers access to precious, previously unavailable information.