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Guidelines for Value and Risk Assessment of Small Fishing Vessels

Practical Approaches to Increase Insurance Accessibility

Year of publication 2024

Place of publication Rome, Italy ;

Author FAO

Publisher FAO ;

Product type Presentation

Language English

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    These Guidelines for insurance value and risk assessment of small fishing vessels have been developed to facilitate the provision of insurance services to the small‑scale fisheries sector worldwide. These guidelines complement the 2015 Voluntary Guidelines for Securing Sustainable Small‑Scale Fisheries in the Context of Food Security and Poverty Eradication (SSF Guidelines).The purpose of these guidelines is to enable the insurance industry to develop tailored products for small-scale fishers and to support collaboration and sharing of information among insurance providers. The guidelines focus on motorized small fishing vessels, defined as those up to 12 metres in length and typically using outboard motors or inboard engines.The document describes the existing methods for value and risk assessment of small fishing vessels. It provides recommended value and risk assessment methods for small fishing vessels, engines and onboard equipment. The guidelines recommend a standardized, rule-based fast-track assessment process, suited for low-risk vessels which represent most small fishing vessels. The document discusses how digital technologies and local knowledge can accelerate insurance application and review processes. It provides checklists, self-declaration forms, guidance on depreciation and methods for value assessment of small fishing vessels. Practical guidance is given to insurers, government institutions and other stakeholders to facilitate implementation of the guidelines and improve insurance access for small-scale fishers.
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